Insurance for Visitors: Seniors Above 80 Years
When your visiting parents is above 80 years of age, there are very few visitor insurance plan option which provide decent coverage. Visitor health insurance for seniors above 80 years of age is often weak in both coverage and benefits. Most Insurance for Visitors companies do not want to provide comprehensive Insurance for Visitors options for seniors who are above 80 years. They view this age group as too high risk.
All travel insurance companies use the same data. We all know the risks of insuring those who are 80+, and we all know how to price the premiums accordingly. The main difference between those other Insurance for Visitors providers and INF is that INF is a community organization who's core mission is to the help the public. We are not money obsessed like some of the other Insurance for Visitors companies, who knowingly sell products that they won't cover anything.
Only INF provides higher policy maximum &, better insurance coverage for senior citizens above the age of 80 years old. No other Insurance for Visitors offer the same kinds of coverage being provided by INF for visitors who are age 80+ .
All travel insurance companies use the same data. We all know the risks of insuring those who are 80+, and we all know how to price the premiums accordingly. The main difference between those other Insurance for Visitors providers and INF is that INF is a community organization who's core mission is to the help the public. We are not money obsessed like some of the other Insurance for Visitors companies, who knowingly sell products that they won't cover anything.
Only INF provides higher policy maximum &, better insurance coverage for senior citizens above the age of 80 years old. No other Insurance for Visitors offer the same kinds of coverage being provided by INF for visitors who are age 80+ .
Is there Insurance for Visitors for Pre-Existing Conditions for Seniors age 80+?Most Insurance for Visitors plans offering some called "acute onset of pre existing conditions coverage." This means you are not covered for pre-existing conditions. Acute onset plans are very limited in the scope of coverage, and often to not cover anything related to pre-existing issues. Providers of acute onset plans pay out very little in claims, as evidence by reviews left by former clients. In fact, some Insurance for Visitors providers have been sued by their former clients for misleading them on what "acute onset of pre-existing conditions" means- and making the claims process overly burdensome.
INF provides the only travel insurance for seniors above 80 which cover pre existing medical conditions. The INF Elite & INF Premier plan covers all pre-existing conditions with no limitation, as per the policy. These plans are considered "Full Pre-Existing" Insurance for Visitors options- meaning they cover the full scope of medical services required to treat pre-existing issues for visitors traveling to USA. Seniors above 80 can rest easy knowing that they are covered for no matter what happens to them. There is literally no plan which offers the kind of coverage provided by the INF Elite & INF Premier plan- both in terms of the coverage and benefits afforded by these plans. What should I look for in a Insurance for Visitors plans for seniors age above 80?There are a couple things to look for when trying to find the best plan for visiting seniors above 80 years old. You should look to see if the plan comes with any pre-existing coverage. As we age, we become more vulnerable to infectious diseases. Traveling seniors are especially vulnerable, and having pre-existing conditions like diabetes or blood pressure can exacerbate this. It is important to have Insurance for Visitors for your visiting senior that can cover any complication which can arise. Most complications to the health of a visiting senior can be attributed to some sort of pre-existing conditions.
Another thing you may want to consider when finding the best Insurance for Visitors for your traveling senior is going to be the policy maximums. Most plans that offer Insurance for Visitors for those who are 80+ can only give a measly $30,000 or $50,000 coverage- which won't cover any thing in a true emergency! Only INF provides visiting seniors above 80 years with the comprehensive coverage they need. INF plans have up to $75,000 of comprehensive coverage for those up to age 99+! There's no other plan which can offer the coverages INF does.
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What is the best Insurance for Visitors for seniors above 80 years?
When trying to find the best Insurance for Visitors- there are two things to keep in mind: Coverage & Cost. If you want more coverage, there is a higher cost, and vise versa. That being said, senior travelers who are above 80 years old should be able to pick and choose their options without having to compromise due to their age. All INF plans have at least $75,000 of coverage for those who are above the age of 80- something no other Insurance for Visitors company is doing.
If your visiting senior who is above 80 years old has pre-existing condition, we have a couple fixed benefit limited coverage options. These options include the INF Premier Full Pre-Existing coverage plans, and the INF Choice Acute Onset of Pre-Existing plan. Both are suitable for the budget conscientious senior traveler visiting USA.
If you are concerned you visiting senior above 80 years old is going to suffer a major medical emergency, we highly recommend enrolling in a comprehensive visitors health insurance plan. INF offers two comprehensive Insurance for Visitors plans for those who are 80+: the INF Elite Full Pre-Existing plan, and the INF Advantage Acute onset of pre-existing cover plan.
If your visiting senior who is above 80 years old has pre-existing condition, we have a couple fixed benefit limited coverage options. These options include the INF Premier Full Pre-Existing coverage plans, and the INF Choice Acute Onset of Pre-Existing plan. Both are suitable for the budget conscientious senior traveler visiting USA.
If you are concerned you visiting senior above 80 years old is going to suffer a major medical emergency, we highly recommend enrolling in a comprehensive visitors health insurance plan. INF offers two comprehensive Insurance for Visitors plans for those who are 80+: the INF Elite Full Pre-Existing plan, and the INF Advantage Acute onset of pre-existing cover plan.
Why does INF offer Acute Onset of Pre-Existing Plans when they are bad?
INF plans are designed different than most of your run-of-the-mill acute onset plans. Starting at a basic level- INF acute onset plans are underwritten by a carrier based in the United States. By using an Admitted Carrier- you as the consumer are afforded certain protections. All other Insurance for Visitors plans are underwritten by unregulated foreign companies- some are fly-by-night operations based on a tiny island in Europe!
INF Acute Onset plans have a different way of interpreting "acute onset." In INF Plans, Acute onset just means emergency sickness, plain and simple. If you thinking you are having a medical emergency and you visit an emergency room within 12 hours- it may qualify as an acute onset of pre-existing condition. We do not have so many loopholes in our policy which allow us to deny claims left and right. The main reason is because we took a domestic health care policy and changed the eligibility to meet the needs of visiting seniors who are above 80 years old.
INF Acute Onset plans have a different way of interpreting "acute onset." In INF Plans, Acute onset just means emergency sickness, plain and simple. If you thinking you are having a medical emergency and you visit an emergency room within 12 hours- it may qualify as an acute onset of pre-existing condition. We do not have so many loopholes in our policy which allow us to deny claims left and right. The main reason is because we took a domestic health care policy and changed the eligibility to meet the needs of visiting seniors who are above 80 years old.
Comprehensive Plans for Age 80+
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